Crop Hail Insurance 2
Terms
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- Crop Yield
- The production per acre that the insured crop would reasonably be expected to produce at harvest. The production per acre is usually expressed in terms of bushels, pounds, tonage, etc.
- Direct Loss
- Only that damage to the insured crop caused by the initial impact of the insured peril.
- Feasible to Replant
- When the remaining growing season is considered sufficient for a crop to reach maturity.
- Hail
- Precipitation in the form of small bins or lumps, consisting of concentric layers of clear ice and compact snow, and does not include sleet and frozen or partly frozen rain.
- Harvest
- The act or process of gathering a crop.
- Insured Crop
- A crop described in the Schedule of Insurance which has been accepted by us for which a specific amount of insurance and premium charge has been indicated.
- NCIS
- National Crop Insurance Services
- Occurrence
- Exposure to the peril insured against.
- Replant
- To reseed or transplant due to the condition of the original crop.
- Representative Sample
- An amount of the planted crop that is sufficient to provide accurate appraisals of the crop, as determined by the company.
- Schedule of Insurance
- The list of crops, locations and amounts of insurance as contained in the policy as issued by us.
- Unit of Insurance
- Throughout this policy the acre is the unit of insurance. This means that the limit of insurance applying to a loss on any acre may not exceed the limit per acre in the Schedule of Insurance.