Unit 4 Vocabulary for Safety Ed
Terms
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- Depreciation
- Decrease in the value of a vehicle over time
- Central Vision
- the straight-ahead, cone-shaped area of your field of vision.
- Underinsured motorist insurance
- if you have this, your insurance company will pay any costs that exceed what the other person's insurance company will pay as a result of a collision
- Purchase price
- The price a buyer pays for a vehicle overall
- Property-damage insurance
- protects the driver who is at fault against claims for damages to another person's property (porches, say, or livingrooms) up to specified limits
- Fatigue
- Tiredness. Tired drivers are among the most hazardous drivers on the road. When awake, their reaction times are SLOW and their decision-making abilities are POOR. Once they fall asleep, they become deadly.
- Field of vision
- all the area a person can see while looking straight ahead. A driver's field of vision is narrowed as his/her speed increases and as it grows dark each night.
- No-fault insurance
- people involved in collisions recover losses and expenses associated with the collision directly from the insurance company
- Inhibitions
- inner forces of personality that hold back impulsive behavior
- Driving record
- if you have a certain number of convictions for moving violations and collision, you will be forced to pay a higher premium
- Peer pressure
- influence of others of a similar age. It can be negative or positive
- Uninsured motorist insurance
- protects you if you are struck by another vehicle whose driver has no insurance
- CFCs
- Chlorinated Fluorocarbons are chemicals that break down the ozone layer
- Liability insurance
- protects the driver who caused the collision
- Comprehensive insurance
- pays for replacement or repair of a vehicle in case of damage caused by something other than a vehicle, like a deer or a falling tree.
- Assigned-risk insurance
- provides bodily injury and property damage liability coverage to high-risk drivers for a much higher premium
- Warranty
- a written guarantee that the seller will make certain repairs for a stated period of time
- Ply
- each layer of material under the tread of a tire
- Operating costs
- These include paying for oil, gas, maintenance and repairs.
- Engine Oil
- the black fluid that reduces friction between moving parts of the engine
- Temporary glare blindness
- something that might occur at night when an oncoming vehicle's headlights turn toward you and your pupils remain smaller after the bright lights pass.
- Preventative maintenance
- care given to a vehicle to prevent trouble later on
- Deductible clause
- the amount you agree to pay towards repair or replacement of a vehicle. It must be paid before the insurance company will pay anything.
- Premium
- specified amount of money paid to an insurance company for insurance coverage over a specified period of time
- Blue-book prices
- average market value for that model and age of vehicle
- Nystagmus
- the involuntary jerking of the eyes as a person gazes to the side
- Visual acuity
- the ability to see things clearly near and far away.
- Depth perception
- the ability to judge the distance between you and other objects.
- Bodily injury insurance
- covers the driver who is at fault against medical claims from the other driver and any passengers involved in a collision
- Insurance policy
- a contract between a vehicle owner and an insurance company