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Civics Today Ch.18-19

Terms

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private property rights
the freedom to own and use our own property as we choose as long as we do not interfere with the rights of others
factor markets
a market where productive resources are bought and sold
standard of living
the material well-being of an individual, group, or nation measured by how well their necessities and luxuries are satisfied
trade-off
the alternative you face if you decide to do one thing rather than another
division of labor
the breaking down of a job into separate, smaller tasks to be performed individually
capitalism
a system in which private citizens own most, if not all, of the means of production
incentives
rewards offered to try to persuade people to take certain economic actions
consumer sovereignty
the role of consumer as the ruler of the market, determining what products will be produced
human capital
the sum of skills, abilities, and motivation of people
services
work that is performed for someone else
opportunity cost
the cost of the next best use of your time or money when you choose to do one thing rather than another
goods
tangible products like books and automobiles that we use to satisfy our wants and needs
economic interdependence
a reliance on others, as they rely on you, to provide goods and services to be consumed
Adam Smith
Scottish economist and philosopher who wrote The Wealth of Nations
wants
things that were would like to have
economic models
simplified representation of the real world that economists develop to describe how the economy behaves and is expected to perform in the future
natural resources, labor, capital, and entrepreneurs
Name the four factors of production
specialization
when people, businesses, regions, and/or nations concentrate on goods and services that they can produce better than anyone else
rational choice
choosing the alternative that has the greatest value from among comparable-quality products
free enterprise
economic system in which individuals and businesses are allowed to compete for profit with a minimum of government interference
natural resources
gifts of nature that make production possible
entrepreneur
an individual who starts new businesses, introduce new products, and improve management techniques
Gross Domestic Product (GDP)
total dollar value of all final goods and services produced in a country during a single year
capitalism
a system in which private citizens own most, if not all, of the means of production and decide how to use them within legislated limits
free enterprise
economic system in which individuals and businesses are allowed to compete for profit with a minimum of government interference
marginal benefit
the additional or extra benefit associated with an action
product markets
markets where producers offer goods and services for sale
productivity
the degree to which resources are being used efficiently to produce goods and services
labor
human effort directed toward producing goods and services
scarcity
not having enough resources to produce all of the things we would like to have
competition
the struggle that goes on between buyers and sellers to get the best products at the lowest prices
marginal cost
the extra, or additional, cost of producing one additional unit of output
profit motive
the driving force that encourages individuals and organizations to improve their material well-being
voluntary exchange
the act of buyers and sellers freely and willingly engaging in market transactions
market economy
an economic system in which supply, demand, and prices help people make decisions and allocate resources
factors of production
resources necessary to produce goods and services
needs
things that are required for survival
cost-benefit analysis
economic model that compares the marginal costs and marginal benefits of a decision
profit
the money a business receives for its products or services over and above its costs
economics
the study of how we make decisions in a world where resources are limited
capital
previously manufactured goods used to make other goods and services

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