Chapter 17
Terms
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- Credit History
- the complete record of your borrowing and repayment performance
- Credit Bureau
- a company that gathers,stores, and sells credit information to business subscribers
- Credict Report
- a written statement of a consumer's credit history, issued by you credit report online at the credit bureau's website or by writing to the bureau
- Character
- a responsible attitude toward living up to agreements, often judged on evidence in the person's credit history
- the financail ability to repay a loan with present income
- Capacity
- Credit Rating
- measure of creditworthiness based on an analysis of the consumer's financail history
- Discrimination
- treating people diffrently based on prejudice rather than individual merit
- Debt Collector
- a person or company hired by a creditor to collect the overdue balance on account
- credit history is the complete record of your borrowing and repayemne performance
- credit history
- credit report
- is a written statement of a consumers credit history issued bya credit bureau to its business subscribers
- chararacter
- is a responsible attitude toward liveing up to agreements often judged on evidence in the person credit history
- credit rateing
- is a measure of credit worhiness based on an analysis of the consumers financial history